Low, fixed interest rates.
Apply now for your Federal Grad PLUS Loan and get a starting fixed interest rate of 8.5%.
With a fixed rate, you won’t ever have to worry about variable interest rates going higher and leaving you guessing about your monthly payment amount.
Am I being charged interest while I’m in school?
Yes. Even if you’re deferring repayment on your Graduate PLUS loans while you’re in school or while you’re in any other deferment or forbearance period, your Grad PLUS loan will be accruing interest. Any unpaid interest that accrues during a deferment or forbearance period will be added to the principal of your Grad PLUS loan for you to repay once your repayment resumes.
If you want to avoid having any accrued interest added to your principal student loan balance, you can choose to make interest-only payments on your Grad PLUS loan during any of these postponement periods.
What’s a Grad PLUS loan?
Who qualifies?
How do I apply?
How much can I borrow?
How much do Grad PLUS loans cost?
What are my repayment options?
Grad PLUS loan FAQs
