* Please be aware that due to current conditions in the student loan market in particular and in the financial sector in general, NextStudent is not currently able to accept any new PLUS, Grad PLUS, Stafford, or Federal Consolidation Loan applications.
Get the money you need for graduate school.
Whether you’re going for a master’s degree or Ph.D, law school or medical school, Grad PLUS loans from NextStudent give you a federally guaranteed, low-interest student loan option that can help you meet your educational expenses.
- Low, fixed interest rates
- No payments due while you’re in school
- No application fees
- No prepayment penalties
- Fast and easy online application with e-signature
- Consolidate your Grad PLUS student loans and you may be able to substantially lower your monthly payments.
Grad PLUS student loans are non-need-based, so you can qualify no matter what your income and even if you’ve received other types of financial aid.
Cover up to 100% of your graduate school expenses.
With a Federal Grad PLUS Loan from NextStudent, you can pay not just for tuition and program fees, but for other school-related costs, like educational materials and transportation and living expenses.
Grad PLUS loans are available throughout the academic year, so you can even apply mid-semester. If you’ve already started paying this year’s tuition, it’s not too late to take out a Grad PLUS student loan. Just ask your school to send the check to you, and reimburse yourself!
Earn more at a higher paying job.
Did you know that a 2005 census found that, on average, adults with advanced degrees earn over $25,000 more a year than adults who only hold bachelor’s degrees?
With greater earning potential, a graduate degree is an investment toward your future. And a Graduate PLUS loan from NextStudent could help put you on the path toward that degree.
Focus on your classes instead of on repaying your student loan.
With a Grad PLUS student loan from NextStudent, you’ll never have to make any payments while you’re still in school at least half time.
With mid-year application and in-school deferment benefits, Federal Grad PLUS Loans give you the flexibility you need to fully finance your graduate education while going to school.
What’s a Grad PLUS loan?
Originally designed for parents of undergraduate students, the Federal PLUS Loan Program was expanded in 2006 to be available to graduate and professional degree students as well.
A Grad PLUS loan is a federally guaranteed low-interest student loan that can help creditworthy students enrolled in a graduate or professional program meet the full cost of their educational expenses.
Who qualifies?
How do I apply?
How much can I borrow?
How much do Grad PLUS loans cost?
What’s my interest rate?
What are my repayment options?
Grad PLUS loan FAQs
